Some Myths About Budgeting

A budget will take up a lot of your time

You can create and maintain a budget spending an hour or less a week.

Fun and spending will end once you start a budget

Without a budget you have no idea where your income is going. Without a budget it is harder to plan a vacation or save to buy big ticket items. You end up living hand to mouth and escalating your credit debt. Quit being a slave to this way of living. With a little thought and planning a whole new world of consumer spending could be in your future.

Only low income families need to budget

Everyone needs a budget. It really does not matter what your income level is. We all need to keep track of what we make and spend.

Click here to examine some sage advice on things you can do to sustain and maintain a successful budget.

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Personal Finance	The Joy of Simple Living by Jeff Davidson

The Total Money Makeover by Dave Ramsey	Yes, You Can Achieve Financial Independence by James Stowers

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